7 Budgeting Mistakes to Avoid


budgeting

Budgeting is crucial to efficient and effective financial management. When we don’t budget, we end up either squandering money or missing out on paying for important and/or time sensitive transactions.

Note that the lack of budgeting is the very reason why the poor remain poor–because they don’t take time to think about what they want and research on how much it will cost.

The question is, how will you know what to spend your money on if you don’t budget? Remember that there is more to living than paying bills. Therefore, take control of your finances and establish budgeting as a mandatory act.

Below are 7 budgeting mistakes to avoid.

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Mistake 1:

When you don’t stick to your savings plan, or when you don’t have a savings plan. In order to achieve financial freedom putting away money as savings to either invest or fall back on in hard times, should be part of the game plan. If you don’t budget for your savings, you are basically rendering yourself vulnerable for financial disaster.

Mistake 2:

When you don’t update your budget plan:

It’s important to update your spending plan so that you are aware of what’s going on periodically. Get a note book, or download an app on your phone (www.everyDollar.com is a good one)) and use these tools to periodically update your budget.

Mistake 3:

When you underestimate or overestimate how much you spend: To avoid this mistake evaluate your previous month’s expenses to use as reference for your spending patterns.

Mistake 4:

When you don’t have a budget: When you don’t have a budget how will you know much to save or what to spend on?

Mistake 5:

When you don’t communicate with your spouse or people in your household about your budget standards: This applies if you have a family. You need to let your spouse know about your budgeting plans so that they spend within its limits.

Mistake 6:

When you only budget once in a while: You have to be consistent with your budget plans. It is an ongoing process, and the good news is that it gets easier with time.

Mistake 7:

Lack of budgeting before your payday: Getting money before you create a spending plan can be dangerous.  Note that by the time you create the plan, half the money will be gone on expenses that can not wait for you to decide whether you need a budget or not.

Note that budgeting is a healthy financial habit that you should embrace. Doing it right will make all the difference, and having a success infused mindset is the starting point.

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Looking to get more organized with your life and finances, check out my book, Do Not Force It, Tap The Good

Tap The Good

Dr. Jacinta Mpalyenkana, PHD, MBA is a counselor, transformational coach, corporate trainer, published author and professional speaker. For more about her, please check out http://www.tapthegood.com

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Are You Ready to Become a Millionaire??


Have I caught your attention? 🙂 I hope so. One thing I know about the human race, is that we all want more for ourselves. Now, “more” is very different for everyone. Some people want to become millionaires, others, better cars, or upgraded cellphones. The point in emphasis is that if you want to achieve a goal or status higher than where you are right now, you also have to prepare your mind for it.

In this video, I share 4 steps to help one prepare his/her mindset for greater things.

Please share the video with others who might want some motivation today.

Sending you God’s love and light

Dr. Jacinta Mpalyenkana

tapthegood.com

 

 

 

A Powerful Mind Trigger For Customer Conversion


In this video, I share a powerful mind trigger that has been scientifically proven to influence others to pay attention to one’s offer or presentation.

I encourage you to try the trigger out on a new lead, and I guarantee that you will witness some interesting results. Please share your experiences by posting on this article.

In the interim, check out my newest book – Communicating Your Way to Success: Master the Art of Persuasion, Positively Influence Others, Increase Sales, and Stand Out from the Crowd.

Link to Video – https://youtu.be/560s2phDjZk

Amazon link – http://www.amazon.com/Communicating-Your-Way-Success-Persuasion-ebook/dp/B0151Y8CCM

Reviews’ link – http://www.amazon.com/Communicating-Your-Way-Success-Persuasion-ebook/dp/B0151Y8CCM#customerReviews

Love and light

Dr. Jacinta Mpalyenkana

http://www.tapthegood.com

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The Most Important Step for Business Owners in The Process of Becoming Persuasive


In this video, I share the most important step that business owners need to embrace to become more persuasive.

Here’s the link to the video – https://youtu.be/ZCLG4RnpVe4

If this caught your attention, and I believe it did, take advantage and pre-order the book – Communicating Your Way to Success, between now and 9/25.

The kindle pre-order price, is a sweet price of $0.99

Link – http://www.amazon.com/dp/B0151Y8CCM)

The paperback is $9.75 (half the price) – Link – http://tapthegood.com/books/

Amazon link – http://www.amazon.com/Communicating-Your-Way-Success-Persuasion/dp/1515179087

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Love and light

Dr. Jacinta Mpalyenkana, Ph.D. MBA

Author, Speaker, Counselor / Success Coach

http://www.tapthegood.com

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The Most Vital Ingredient to Build a Personal Platform for Business Persuasion


This week, I’ve decided to record a brief audio in place of writing an article so that you can listen to it as many times as you want.

Link to audio – https://soundcloud.com/jacinta-mpalyenkana/the-most-important-ingredient-for-business-persuasion

For more details, please check out my website at http://www.tapthegood.com

Claim your 30 minutes complimentary session at http://www.tapthegood.com 🙂

Remember, you are reading this content with the mind of the person responsible for his or her success 🙂

Love and light

Dr. Jacinta Mpalyenkana, Ph.D., MBA

Author, Professional Speaker, Success Coach/ Mentor

author@tapthegood.com

http://www.tapthegood.com

Who is to Blame?


It’s apparent that since we are born, we are programmed to blame our challenges to our parents, teachers at school, relatives, friends, the government, God, and everything else but ourselves. Name it; we’ve been programmed to believe that someone or something out of ourselves is responsible for our failures or adversaries.

This mindset has disempowered us to take control of our lives. We consistently hope that something or someone out of us will come to our rescue. This is not to say that we don’t need our fellow humans for support or survival. The point in emphasis is that we weaken our minds by thinking that someone other than us will liberate our lives.

The important lesson that I’ve learned is that within us are the seeds of our adversaries, challenges, and disappointments, and also the source of all the solutions that we seek for. The challenge is to recognize this truth and work with it to consistently stand above all challenges, take full responsibility of our well-being, and become the authorities of our lives.

The first and most powerful technique that I discovered and use whenever life is kicking me around is to stop and breathe.  Apparently, breathing deeply and focusing on the breath, relaxes one’s mind, and brain; which then helps one to reconnect to the Kingdom of God within him or her where all solutions and ideas dwell.

The dilemma is re-programming your mind to know that you are powerful beyond power, and that the answers that you seek for are within you.

In my 8 weeks online Life Liberation, and Success Coaching Mastermind, above all benefits, you will be able to get to the root of your emotional challenges, take your power back from these negative experiences, set life, and business related power-goals, develop a winner’s mindset, and learn how to become more productive. I encourage you to check out my website – http://tapthegood.com/business-intelligence-mastermind/ for more details.

Remember, the power is in your hands. You have the control. You have whatever it takes to liberate your life. The ball is in your hands. The decisions that you make now will determine what you will experience tomorrow.

Love and light

Dr. Jacinta Mpalyenkana, PhD. MBA

Author, Speaker, Counselor/Success Coach

Tapthegood.com

http://tapthegood.com/business-intelligence-mastermind/

author@tapthegood.com