8 Money Management Tips


Whether you are a billionaire or zero-naire, managing your money is key, to having more of it.wealth

In this article, I share 8 tips to help you manage your money more wisely.

  1. Spend Only What You’ve Earned.Spend money

Don’t use money you don’t have: such as credit cards-especially in case of emergencies.

  1. Examine Your Spending Habits.Spending habits

Take time to see what you mostly spend on and determine if you are a compulsive shopper or actually take time to budget.

  1. Make A Money Plan And Stick To It.

If you don’t have a plan then you won’t know where you are going. Remember that a plan is like a GPS that leads your way. Note that although we have to be flexible with the planning and execution of our financial needs, it is better to have a plan on how we want to spend our money.

  1. Do Not Buy What You Don’t Need.Shoping

Before you go shopping firstly make sure that you don’t already have what you are going to buy. Secondly, examine why you are buying that item in the first place. Are you buying that item to escape a reality, fill a need, and satisfy a want or simply because it is on sale? We are accustomed to buying things because they are on sale, and for the most part we don’t even need these things. Don’t let the “sales” syndrome entice you into buy what you don’t need.

  1. Always save a percentage of your money—at least 10% of all the amount you earn.    savings

  2. Pay Attention To Your Bank Balances So That You Don’t Overspend. Bank balances

  3. Think Positive Thoughts About Money. Create positive mental pictures to represent money. I-don_t-fix-my-problems.-I-fix-my-thinking-and-the-problems-fix-themselves.-1

  4. Have Jars For Your Coins. Keep all your coins and only take them into the bank once a year or every other year. After the money is counted, immediately transfer it to your savings

  5. Woman with coins in jar

I’m certain there are many more tips for managing money. However, the above tips will get you started on managing your money.

If you need to read a good book about saving money and accumulating sustainable passive income, check out my book, Do Not Force It, Tap the Book.

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Dr. Jacinta Mpalyenkana, Ph.D., MBA is a published author of 5 books, a transformation coach and counselor. For more about her, please visit, http://www.tapthegood.com

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6 Reasons Why We Stay in Abusive Relationships


To begin, what are abusive relationships?

Certainly, the answer is relative and depends on the way we individually develop our personal standards. Culture also has a lot to do with what is regarded as abusive and what is not. 

In this article, I share a generalized view of the different and common forms of abuse, and the reasons we stay in abusive relationships.

What are the different forms of abuse?

The list below includes some common forms of abuse although it is not exhaustive of what abuse can be.

  1. Saying Lies About You

When someone says a lie about you, they have abused your persona. They are probably jealous of you or just want to make themselves feel good by putting you down. Another reason why people lie about others is that they want all the attention to be directed at them. For the most part, they are insecure and don’t really feel good about themselves. They believe that by lying about you, others will turn their attention away from their weaknesses and focus on yours.

lying about you

  1. Lying to You

When someone repeatedly lies to you, they firstly do not respect themselves, and the same goes for you or anyone else. Remember, we generally treat others the way we treat ourselves. Most importantly, someone lying to you is a form of abuse. They abuse your intellect by lying.

lying to you

  1. Verbal Insults

This is self-explanatory. When someone insults you by either calling you rude names, making negative comments about your self-image, your intellect, or criticizing the way you do things, they are abusing you. I appreciate that at times someone might say negative things to you because they are going through their own drama and aren’t nice to anyone especially to themselves. But if one insults you more than once they have abusive tendencies. 

verbal abuse

  1. Judgment and criticism

We believe it is normal to judge and/or criticize others. But this is not only wrong but also implies that we are investing our focus on something that doesn’t, and will never promote us. We normally judge others based on what we’ve either been told about them, subconscious bias–if they are different from us, or if they intimidate us. We find a way to judge them–which means making conclusions about them without enough evidence. People are also so accustomed to criticizing others and constantly identifying what they believe is wrong with them. This turns into abuse if one is doing it often and doesn’t change even when you bring it to their attention.

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  1. Physical Abuse

Physical abuse is when someone hits, pushes or engages in any forceful physical activity that causes you discomfort or bodily pain. Note that one time is more than enough times for you to walk away—and trust me on this one.

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Why do we Stay in Abusive Relationships?

In this video, I share 6 reasons that I believe you will relate to. I also share a simple yet powerful tip that will help you get out of any abusive relationship.

Link to video – https://youtu.be/DbV-AcxtN5k

What next?

  1. Firstly, thanks for visiting my blog. Please follow me so that you get periodical blogs on personal development and inspiration.
  2. When you click on the referenced video, please subscribe to my YouTube channel, share and like the video. If you have comments, even better. Please include them in the comments section below.

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If you are in need of a transformational coach and counselor, please contact me at tapthegood@gmail.com

Looking for a powerful life-changing self-help book to read? I got you. Click on this link to order your copy.

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Dr. Jacinta Mpalyenkana, Ph.D, MBA, is a published author, transformational coach, counselor and professional speaker. For more about her, please visit her website at http://www.tapthgood.com.

It’s Okay to Feel Good: An Inspirational Spoken Word


Do you feel sad?

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Do you need an IV of inspiration today?

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You are at the right place, at the right time, with the right intention. 

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After listening to this inspirational spoken word that I compiled after a recent near-death experience, you will feel a firm sense of well-being. Please listen everyday for continued inspiration. 

Share with those who might need some inspiration today.

Link to video – https://youtu.be/gAk2h4Gfh1Y

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This content was com composed by Dr. Jacinta Mpalyenkana, Ph.D., MBA. Author, Professional speaker, Counselor and Transformational Coach. To reach her, please visit http://www.tapthegood.com/contact/

Daily Power Affirmations For Your Emotional IV of Inspiration.


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These feel-good daily power affirmations will reward you with an emotional IV of inspiration to start your day, or sleep in peace.

Listen with enthusiasm, feelings, and repetitively. Remember that affirmations only work when we attach positive emotions. Have fun and feel good.

Link to affirmations video – https://youtu.be/Dm_L9lJbGTI

Remember, March 1st, is Global Worry-free day.

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Changing Negative Stories to Attract Money–With EFT and Ho’oponopono


In the interim, love and light.

Jacinta Mpalyenkana, Ph.D., MBA

Spiritual Counselor, Coach, Speaker, Author

http://www.tapthegood.com