Whether you are a billionaire or zero-naire, managing your money is key, to having more of it.
In this article, I share 8 tips to help you manage your money more wisely.
Spend Only What You’ve Earned.
Don’t use money you don’t have: such as credit cards-especially in case of emergencies.
Take time to see what you mostly spend on and determine if you are a compulsive shopper or actually take time to budget.
Make A Money Plan And Stick To It.
If you don’t have a plan then you won’t know where you are going. Remember that a plan is like a GPS that leads your way. Note that although we have to be flexible with the planning and execution of our financial needs, it is better to have a plan on how we want to spend our money.
Do Not Buy What You Don’t Need.
Before you go shopping firstly make sure that you don’t already have what you are going to buy. Secondly, examine why you are buying that item in the first place. Are you buying that item to escape a reality, fill a need, and satisfy a want or simply because it is on sale? We are accustomed to buying things because they are on sale, and for the most part we don’t even need these things. Don’t let the “sales” syndrome entice you into buy what you don’t need.
Always save a percentage of your money—at least 10% of all the amount you earn.
Pay Attention To Your Bank Balances So That You Don’t Overspend.
Think Positive Thoughts About Money. Create positive mental pictures to represent money.
Have Jars For Your Coins. Keep all your coins and only take them into the bank once a year or every other year. After the money is counted, immediately transfer it to your savings.
I’m certain there are many more tips for managing money. However, the above tips will get you started on managing your money.
If you need to read a good book about saving money and accumulating sustainable passive income, check out my book, Do Not Force It, Tap the Book.
Dr. Jacinta Mpalyenkana, Ph.D., MBA is a published author of 5 books, a transformation coach and counselor. For more about her, please visit, http://www.tapthegood.com
love and light
On March, 17th, 2018, I experienced an out-of-the-body episode, and what was so scarily is that I was awake and it was during the day. This is one of the most stressful, painful and horrifying experiences that I have ever encountered. However, after the experience, I received 8 messages that I have included in this audio recording.
Link – https://youtu.be/Ub0GWim6Sts
If you don’t understand any of the messages, please send me an email at firstname.lastname@example.org and I will explain.
I’m certain that something in these messages will spark your memory about who you truly are.
In the interim, please share the video with your family and friends.
Love and light
Dr. Jacinta Mpalyenkana, Ph.D., MBA, is a published author, Professional Speaker, Counselor and Transformational Coach. For more about her, please visit her website at http://www.tapthegood.com
YouTube channel – https://www.youtube.com/user/MsJacent
Face book – https://www.facebook.com/author.tapthegood
Are you attached to a desire or goal and finding it hard to surrender to the process?
Does your passion/desire for your goal stress you out?
Are you worried that you might not achieve your goal?
Well, maybe it is time to surrender. And to do so, I have recorded this VIDEO with 3 proven psychological tools to help you detach from your goal, and instead focus on the goals as you also enjoy every moment of the process.
I know this will help.
Please do not forget to share with friends or family who might need these tips.
Love and light.
Dr. Jacinta Mpalyenkana, PH.D., MBA
Author, Spiritual Counselor, Corporate Trainer, Speaker
The rainbow is one of the most splendid creations of all times. Cultures all over the world have elicited different symbolisms from its occurrence. In The Bible, it is indicated as a symbol of God’s intention to purify the world. In most African cultures, it is a sign of deliverance from trouble. Other cultures equate it to a new beginning, hope, and wealth. The argument is that none of this magical finery is forced to occur or even maintain its form. If the right circumstances are not met, by the sun shining onto droplets of moisture in the earth’s atmosphere, the multicolored arc will not manifest.
Likewise, if we want to manifest a better life, we have to meet the equivalent emotional, mental, spiritual and practical conditions. We have to redesign our internal representations, and mindsets to reflect on what we want mirrored in our experiences.
We have to let go of the old mind programming that doesn’t serve us, and install now beliefs and thought processes that are in congruence with what we want: and this is actually when we fulfill the necessary conditions to manifest good experiences.
If you want to learn more, Do not Force It, Tap The Good, is a book that explains in detail how to tap into our infinite potential, take our power back from negative prompters, and then meet the conditions to become the authorities of our crafts.
Where do you find this book? Amazon, Kindle, and www.tapthegood.com
Love and light.
Dr. Jacinta Mpalyenkana, Ph.D., MBA
Author, Counselor, Success Coach / Mentor
It is not selfish to say that it’s all about you. It’s actually empowering. Remember that you are the most important treasure for your life. Without you, your life and world do not exist.
I understand that we’ve been programmed to make our lives about others. It’s been the right thing to do. It’s deemed the spiritual thing to do. However just like batteries, they won’t have any purpose if they aren’t charged. By understanding that it’s all about you, you prepare and charge yourself for the world. Your wellbeing is the key to your giving, living, loving, and being.
How do you give what you don’t have?
How do you donate from an empty account?
How do you support when your foundation is cracking?
You need to fully own who you are in order to give yourself to others–without losing yourself in the process.
That’s why it’s vital to take care of you before anything or anyone else. This is not selfish. It’s actually the exact opposite. It is the most enlightened philanthropy.
How do you program yourself to remember that it’s all about you?
Do Not Force It, Tap The Good: How to Tap into one’s Inner Infinite Intelligence, Develop a Profound Positive Mindset, and Live Life on his/her Terms, is a book that show you how.
Love and light
Dr. Jacinta Mpalyenkana Ph.D., MBA
Author, Speaker, Counselor / Coach
Inventions are available to each of us if we open up our minds to them. It is both simple and exciting. If you want to come up with a new idea or service, begin focusing entirely on everything you do. As you go about your day, if you feel uncomfortable about anything you are doing, stop. Begin thinking about ways, means, or products that would have made your activity more comfortable or enjoyable to do.
An invention is the gap between the uncomfortable and comfortable levels. That is how cell phones were made, to bridge the gap between the discomfort of having to look for someone all over the place, and the comfort of just picking up the phone and reaching them wherever they are.
The next thing to do is search the Internet for any similar products or services that you think can bridge the identified gap. If there are none, then you have an invention. That idea right there is what you can turn into a mega product or service. The only work for you to do is to develop the confidence in the idea and pursue it limitlessly without letting anyone or anything discourage you. Remember, if you want it bad enough, you will get it.
Love and Light